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Captiva Island

Lee County, FL

STR Investment Grade

Transparent Scoring
B
60/100
⚠️ HOLD
Score Breakdown
💰Cash-on-Cash
18/35
🏠Affordability
2/25
📅Year-Round Income
15/15
🤝Landlord Friendly
10/10
📈Room to Grow
15/15
Cash-on-Cash
9.7%
Marginal (5%+)
Median Home
$746K
Very Expensive
Room to Grow
15/15
Excellent Headroom

STRs Generally Permitted

STRs generally allowed with standard permits

No major restrictions known. Standard registration and tax collection may be required. Check local ordinances for specific requirements.

Permit: Moderate
AI-generated regulation data · Regulations change frequently
📋 Before You Invest
Even in STR-friendly markets, confirm the details for your specific property. Call the Captiva Island City Clerk or Planning & Zoning Department and ask:
1. Are short-term rentals (under 30 days) allowed at [your address]?
2. What permits or licenses are required?
3. Are there owner-occupancy requirements?
4. Any caps on rental nights per year or number of permits?
Regulation details vary by neighborhood and zoning district — always verify for your specific address.

Why Captiva Island?

Beach Market

What drives short-term rental demand here

🏖️
Coastal Destination

Beach proximity drives premium nightly rates and strong seasonal demand from vacationers.

⚖️
Balanced Supply

Healthy supply-demand ratio means room for new listings without oversaturation concerns.

Will This Deal Work?

Investment Grade
B
Marginal (5%+)
CoC: 9.7%
Can You Pay the Bills?
YES
Income covers mortgage
THE BOTTOM LINE ⚠️

Good opportunity. Solid fundamentals but may require careful property selection.

💵
$410
Avg ADR
📅
67%
Occupancy
💰
$8,241
Monthly Revenue
🏠
$746K
Median Price

Market estimates · Updated Feb 2026

📊 Income by Property Size

Monthly revenue estimates by bedroom count

1BR
$4,533
2BR
$6,181
3BR
$8,241
4BR
$11,125
5BR
$13,598
6BR+
$16,070
⭐ Best

🏠 Top Amenities for This Market

Add these to boost your revenue

MUST HAVEOcean View
+25%
MUST HAVEPool
+18%
HIGH IMPACTBeach Gear
+8%
HIGH IMPACTOutdoor Shower
+6%
NICE TO HAVEBalcony/Deck
+12%

🎯 Your Next Steps

1
Search for 6BR+ properties
Best income potential at $16,070/month
2
Add a Ocean View
Boost revenue by +25%
3
Target $10,301/month
Top 25% performer income goal

📋 Regulation Status

LegalPermit: Moderate

Regulations vary by city and county. Always verify local STR ordinances, permit requirements, and zoning laws before purchasing.

Research Comparable Listings

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Similar Markets Nationwide

Markets with similar grade and price range in other states

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Captiva Island, Florida is rated B for Airbnb investment with a score of 60/100 (HOLD). The market has an average daily rate (ADR) of $410, 67% occupancy, and estimated monthly STR revenue of $8,241. Median home value is $746,000 with a cash-on-cash return of 9.7%. STR regulation status: Legal. Data powered by Edge by Teeco using estimated market data.