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Key West

Monroe County, FL

STR Investment Grade

Transparent Scoring
D
40/100
⚠️ CAUTION
Score Breakdown
💰Cash-on-Cash
10/35
🏠Affordability
2/25
📅Year-Round Income
15/15
🤝Landlord Friendly
10/10
📈Room to Grow
3/15
Cash-on-Cash
0.4%
Break-even
Median Home
$1000K
Very Expensive
Room to Grow
3/15
Crowded Market
⚠️

STR Regulations Apply

Transient license cap; no new licenses in most areas

Key West has a cap on transient rental licenses. Most areas are at capacity with no new licenses being issued. Existing licenses are highly valuable.

Permit: Very HardPermit Cap in Effect
Grade Impact: Base score of 40/100 would be grade D, but capped at D (40/100) due to regulation risk.
Verified data as of February 2026 · Regulations change frequently
📞 How to Verify
Call the Key West City Clerk or Planning & Zoning Department and ask:
1. Are short-term rentals (under 30 days) allowed at [your address]?
2. What permits or licenses are required?
3. Are there owner-occupancy requirements?
4. Any caps on rental nights per year or number of permits?
Many cities have active short-term rentals operating legally with permits — restrictions don't always mean it's impossible.

Why Key West?

Beach Market

What drives short-term rental demand here

🏖️
Coastal Destination

Beach proximity drives premium nightly rates and strong seasonal demand from vacationers.

🔥
High Demand Zone

Strong traveler demand supports a competitive market with proven revenue potential.

Will This Deal Work?

Investment Grade
D
Break-even
CoC: 0.4%
Can You Pay the Bills?
YES
Income covers mortgage
THE BOTTOM LINE ⚠️

This market has STR regulations to be aware of. Many hosts operate successfully with proper permits. Research local ordinances before committing.

💵
$385
Avg ADR
📅
72%
Occupancy
💰
$8,316
Monthly Revenue
🏠
$1000K
Median Price

Market estimates · Updated Feb 2026

📊 Income by Property Size

Monthly revenue estimates by bedroom count

1BR
$4,574
2BR
$7,069
3BR
$8,316
4BR
$10,395
5BR
$12,474
6BR+
$14,553
⭐ Best

🏠 Top Amenities for This Market

Add these to boost your revenue

MUST HAVEPool
+25%
MUST HAVEOcean View
+20%
HIGH IMPACTBeach Gear
+10%
HIGH IMPACTOutdoor Shower
+8%
NICE TO HAVEBalcony/Deck
+12%

🎯 Your Next Steps

1
Search for 6BR+ properties
Best income potential at $14,553/month
2
Add a Pool
Boost revenue by +25%
3
Target $10,395/month
Top 25% performer income goal

📋 Regulation Status

RegulatedPermit: Very HardVerified Data

Regulations vary by city and county. Always verify local STR ordinances, permit requirements, and zoning laws before purchasing.

Research Comparable Listings

See active short-term rentals in this market

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Key West, Florida is rated D for Airbnb investment with a score of 40/100 (CAUTION). The market has an average daily rate (ADR) of $385, 72% occupancy, and estimated monthly STR revenue of $8,316. Median home value is $1,000,283 with a cash-on-cash return of 0.4%. STR regulation status: Regulated. Data powered by Edge by Teeco using estimated market data.