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Louisville

Jefferson County, KY

STR Investment Grade

Transparent Scoring
B
60/100
⚠️ HOLD
Score Breakdown
💰Cash-on-Cash
18/35
🏠Affordability
12/25
📅Year-Round Income
12/15
🤝Landlord Friendly
10/10
📈Room to Grow
8/15
Cash-on-Cash
8.3%
Marginal (5%+)
Median Home
$254K
Moderate
Room to Grow
8/15
Limited Headroom

STRs Generally Permitted

STRs generally allowed with standard permits

No major restrictions known. Standard registration and tax collection may be required. Check local ordinances for specific requirements.

Permit: Moderate
AI-generated regulation data · Regulations change frequently
📋 Before You Invest
Even in STR-friendly markets, confirm the details for your specific property. Call the Louisville City Clerk or Planning & Zoning Department and ask:
1. Are short-term rentals (under 30 days) allowed at [your address]?
2. What permits or licenses are required?
3. Are there owner-occupancy requirements?
4. Any caps on rental nights per year or number of permits?
Regulation details vary by neighborhood and zoning district — always verify for your specific address.

Why Louisville?

Urban Market

What drives short-term rental demand here

🏙️
Urban Hub

Business travel, events, and tourism create consistent year-round occupancy in city centers.

⚖️
Balanced Supply

Healthy supply-demand ratio means room for new listings without oversaturation concerns.

Will This Deal Work?

Investment Grade
B
Marginal (5%+)
CoC: 8.3%
Can You Pay the Bills?
YES
Income covers mortgage
THE BOTTOM LINE ⚠️

Good opportunity. Solid fundamentals but may require careful property selection.

💵
$145
Avg ADR
📅
62%
Occupancy
💰
$2,697
Monthly Revenue
🏠
$254K
Median Price

Market estimates · Updated Feb 2026

📊 Income by Property Size

Monthly revenue estimates by bedroom count

1BR
$2,158
2BR
$2,697
3BR
$2,967
4BR
$3,102
5BR
$3,182
6BR+
$3,236
⭐ Best

🏠 Top Amenities for This Market

Add these to boost your revenue

MUST HAVEParking
+18%
MUST HAVEWalkability
+15%
HIGH IMPACTWorkspace
+12%
HIGH IMPACTFast WiFi
+10%
NICE TO HAVERooftop/Patio
+8%

🎯 Your Next Steps

1
Search for 6BR+ properties
Best income potential at $3,236/month
2
Add a Parking
Boost revenue by +18%
3
Target $3,371/month
Top 25% performer income goal

📋 Regulation Status

LegalPermit: Moderate

Regulations vary by city and county. Always verify local STR ordinances, permit requirements, and zoning laws before purchasing.

Research Comparable Listings

See active short-term rentals in this market

View Listings on Airbnb

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Take the Next Step

Find homes, agents, and lenders in this market

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Louisville, Kentucky is rated B for Airbnb investment with a score of 60/100 (HOLD). The market has an average daily rate (ADR) of $145, 62% occupancy, and estimated monthly STR revenue of $2,697. Median home value is $253,696 with a cash-on-cash return of 8.3%. STR regulation status: Legal. Data powered by Edge by Teeco using estimated market data.